Community Development Loan Payments

Before we get started

A couple of notes on GR PayIt :

• Security. Rest assured that your payment information is encrypted when it's submitted and securely stored by a third party. These practices are PCI DSS compliant(Show info).
• Goodbye processing fees. There are no processing fees when making payments for many bills including community development loan payments in GR PayIt .

Payment timeline

When you make a payment through GR PayIt , the payment goes through the following business day by noon. If you make a payment on a holiday, it'll be posted the following business day by noon. Check out the Community Development loan payment options to decide which one works best for you.

Know your payment due date

Community Development loan payments are due the 5th day of each month.

Decide your payment option

You can pay online with credit/debit card (Visa, MasterCard, Discover, and American Express) or eCheck. You can also have your loan amount automatically deducted from your bank account or charged automatically to your credit card. 

Make your payment

If you already use GR PayIt for other bills, you can now link your loan account to your user ID. 

• Login to GR PayIt.
• Click on the “Find a Loan” -- Community Development Loans
• Look up your loan by Loan ID or owner’s name.
• Link the loan to your account.

If you are a new user, you will follow the “Pay It Online” button and follow the process to create a user ID and password. You will then be able to link your account.

Pay It Online

Consider automatic and scheduled payments

Using GR PayIt, you can schedule automatic monthly payments or schedule one-time payments in advance.

Sign up for Autopay

Set up automatic payments in GR PayIt. You can set up monthly or weekly recurring payment which will be deducted from your bank account or charged to your debit/credit card. Making your loan payment using GR PayIt means no added processing fees! 

If your check is returned for non-sufficient funds (NSF) you'll be responsible to pay your bank charges and an additional $30 returned fee to the City.

Making additional payments

You can make additional principal payments on your loan using GR PayIt using the scheduled payment option. There is no penalty when making additional principal payments on your loan.

Know your payment date

Community Development loan payments are due the 5th day of each month.

Prepare payment

Make your check or money order out to Grand Rapids City Treasurer. Write your loan account number on the memo line of the check or money order. Keep in mind that it takes 5-7 business days for the US Postal Service to deliver mail to us. Make sure to mail your payment at least 5-7 business days before your payment is due. Check out the Community Development loan payment options to decide which one works best for you.

Mail your payment

Mail your check or money order (with your account number written in the memo line) to Grand Rapids City Treasurer at the address listed in the Contact Us section.

We'll process your payment

We process payments 2 business days after we receive them in the mail. The only exception is if there's missing information. If we see that you missed some information, we'll call or email you to resolve it and process your payment.

Know your payment date

Community Development loan payments are due the 5^th day of each month.

Telephone payment option ends February 15, 2019

Please use GR PayIt for payments using your bank account or debit/credit card.

Know your payment date

Community Development loan payments are due the 5th day of each month.

Bring payment

You can pay in person with cash, check, money order, or credit/debit (Visa, MasterCard, Discover, or American Express). Make checks out to Grand Rapids City Treasurer.

Park and Pay at City Hall

Pay in person at City Hall to have your payment immediately posted to your account. Visit us between 8:00 AM - 5:00 PM Monday through Friday. We're located at 300 Monroe Ave NW on the second floor. We are closed on weekends and holidays.

We'll validate 30 minutes of free parking in the Government Center Ramp while you make your payment. We'll give this to you at the counter. We don't validate for metered parking.

Drop off your payment after hours

Pay when it's convenient for you and drop off your check or money order payment in the dropbox. We empty the dropbox at 8AM and process payments within 2 business days. If you drop off your payment after 8AM, we'll collect and process it two business days after that.

You can find the dropbox across the street from City Hall at 300 Ottawa Ave NW.

Ottawa is a one-way street heading south and the dropbox will be on your left, the east side of the street.

Here's a payment processing timetable: