Community Development Program Income Limits

Many programs funded through the Community Development Department have income-based eligibility requirements. Income limits are based on household size and a percentage of the Area Median Income (AMI) for the Grand Rapids area.

The Community Development Department operates the Homebuyer Assistance Fund and Housing Rehabilitation programs. The income limit for both of these programs is 80% of AMI. Other programs operated by our community partners may have different income limits.

Keep in mind

These limits are updated annually and are provided for informational purposes. Other factors may also be considered when determining eligibility.

To apply for assistance through the Homebuyer Assistance Fund, you will need to first work with a participating lender to get pre-approved for a mortgage. Your lender will help submit your application.

Questions

Give us a call at 616-456-3030 if you have questions.

Table View

Effective June 1, 2025

Household size

30% of AMI

50% of AMI

60% of AMI

80% of AMI

1 person $22,350 $37,250 $44,700 $59,600
2 people $25,550 $42,600 $51,120 $68,100
3 people $28,750 $47,900 $57,480 $76,600
4 people $31,900 $53,200 $63,840 $85,100
5 people $34,500 $57,500 $69,000 $91,950
6 people $37,050 $61,750 $74,100 $98,750
7 people $39,600 $66,000 $79,200 $105,550
8 people $42,150 $70,250 $84,300 $112,350

 

Mobile-Friendly View

Effective June 1, 2025

1 Person Household

30% of AMI

$22,350

50% of AMI

$37,250

60% of AMI

$44,700

80% of AMI

$59,600


2 Person Household

30% of AMI

$25,550

50% of AMI

$42,600

60% of AMI

$51,120

80% of AMI

$68,100


3 Person Household

30% of AMI

$28,750

50% of AMI

$47,900

60% of AMI

$57,480

80% of AMI

$76,600


4 Person Household

30% of AMI

$31,900

50% of AMI

$53,200

60% of AMI

$63,840

80% of AMI

$85,100


5 Person Household

30% of AMI

$34,500

50% of AMI

$57,500

60% of AMI

$69,000

80% of AMI

$91,950


6 Person Household

30% of AMI

$37,050

50% of AMI

$61,750

60% of AMI

$74,100

80% of AMI

$98,750


7 Person Household

30% of AMI

$39,600

50% of AMI

$66,000

60% of AMI

$79,200

80% of AMI

$105,550

8 Person Household

30% of AMI

$42,150

50% of AMI

$70,250

60% of AMI

$84,300

80% of AMI

$112,350

For households with more than eight (8) people, contact us for the current income limit. You can reach us at 616-456-3030.